Reminding listeners that credit unions are still lending, Sheilah Montgomery, president/CEO of 1st Choice Credit Union, was a guest speaker on "Minding Your Money," an Atlanta-based radio program.WLCK program host Patricia Stallworth interviewed Montgomery, who spoke on the history of credit unions, membership eligibility, the differences with banks and how credit unions are being affected by the current economic climate. She also reminded listeners that credit unions "are still lending."During the radio show, Montgomery discussed "the solvency that credit unions enjoy because of the governance of a volunteer board, the conservative nature of investments and noninvolvement of predatory lending."Montgomery was optimistic about the future of credit unions. "Credit unions will continue to do what they do best. Products and services will always be provided but now more than ever, credit unions will be there to provide, financial literacy, competitive interest rates on savings accounts, low-cost loans and a positive returns on retirement investments."–[email protected]