WASHINGTON - The 30-year fixed-rate mortgage averaged 6.04% withan average 0.7 point for the week ending Nov. 20, 2008, down fromlast week when it averaged 6.14%. Last year at this time, the30-year FRM averaged 6.20%.

Freddie Mac today released the results of its Primary MortgageMarket Survey.

The 15-year fixed-rate mortgage this week averaged 5.73% with anaverage 0.7 point, down from last week when it averaged 5.81%. Ayear ago at this time, the 15-year FRM averaged 5.83%.

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