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FORT WORTH, Texas — Responding to worsening economic conditions, Americans are increasing their short-term savings and paying more on short-term debt according to a new survey.

Compiled by Sentient Decision Science LLC, the First Command Financial Behaviors Index assesses trends among the American public’s financial behaviors, attitudes and intentions through a monthly survey of approximately 1,000 U.S. consumers aged 25 to 70 with annual household incomes of at least $50,000. Results are reported quarterly.

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