ST. LOUIS — Armed with many questions, attendees at a NeighborsCredit Union's seminar wondered how the markets' upheavals mayimpact their investments.

The $205 million credit union held a workshop at the MarylandHeights Community Center on Sept. 25 on selecting investments thatmatch individual objectives, how to limit exposure to risk and howto help money accumulate with tax-advantaged accounts. The sessioncame during the same week the nation's stock markets floundered andbank buyouts and collapses came fast and furiously.

Among the attendees were a retiree and members 10, 20 and 40years away from retirement, respectively, said Jill Finder,marketing analyst at Neighbors. Most of the questions asked focusedon the current market and why investments are not doing as well asin previous years.