WASHINGTON — The House today passed a measure that would baninterest rate hikes on existing balances, over-the-limit fees anddouble-cycle billing.

The bill passed 312-112, but it is unclear if the Senate willtake it up this year.

CUNA and NAFCU both said they supported the idea of expandingconsumer rights, but took issue with several parts of the measure,including a provision requiring a 45-day notice of rate changes,and the provision mandating creditors set up a system so consumerscan notify them if they want to opt out of credit authorization ofover-the-limit transactions if fees are involved.