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LAS VEGAS — Perfect for procrastinators, Silver State Schools Credit Union is already seeing quick uptake of its latest leading-edge offering, a banking-based expedited payments service from Online Resources Corp.

The service allows members to make guaranteed same-day payments in return for a service fee of $6.95, an amount chosen because it’s less than a typical late fee on a credit card or other payment and still provides an opportunity for revenue for the $966 million institution.

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