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LANHAM, Md. — The $241 million Fedchoice Federal Credit Union has introduced a credit card designed to help members with little or no credit history to build some. The FirstChoice VISA card will carry a rate of 13.44% and a $500 credit limit. It will qualify for the Verified by Visa program for online purchase protection and zero liability protection which prevents the cardholder from paying anything if the card is lost and stolen.

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