CRANSTON, R.I.– If Coastway Credit Union members approve itschange to a state chartered mutual bank, sources familiar with theCU say that would cap Coastway's long standing policy of going itsown way.

According to its filings with NCUA, Coastway does not belong toany CUSO's nor participate in shared branching. The $310 millioncredit union participates in the SUM network, an ATM networkadministered as part of the NYCE ATM network which providessurcharge free ATM access.

Rob Kimmett, senior vice president with the Credit UnionAssociation of Rhode Island, reported that Coastway has notaffiliated with the Association “in recent memory.”