SAN JOSE, Calif. — Building on the 2006 launch of its business services program that included Small Business Administration loans, the $1.3 billion Tech CU has expanded its lineup to include digital bookkeeping, tax preparation and data storage.

The expansion, in part, was prodded by the tightening of credit standards and sluggish economy, making it more difficult for small businesses to access capital, said Sarah Samuel, assistant vice president of business services at Tech CU.

"Small business owners are having a tough time of it right now," Samuel said. "They are facing a contracting credit market and that's making capital hard to come by. There are alternatives available for financing, though many don't realize it."

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