I'm going to challenge the assumption that this country has a need for financial education.

How many of your members really don't know how to balance a checkbook? How many of them don't understand the difference between a savings account and a checking account? And how many of your members don't comprehend that borrowed money, has to be paid back…with interest?

With the sad exception of the truly ignorant, most Americans already know everything they need to know to keep their basic finances in line.

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