RIVERWOODS, Ill. — Discover Financial Services has announced two new financial tools, the Paydown Planner and the Purchase Planner to help cardholders better manage their debt load. The card brand said these easy-to-understand tools are designed to help card holders better manage their credit and empower them to make smart financial decisions.

“The Paydown Planner and Purchase Planner help guide cardmembers’ spending and payments by calculating the period of time it may take to pay down a balance or how a large purchase may affect their account,” the brand said. “Unlike existing solutions, these tools are cardmember-specific. Each interactive planner is pre-populated with the cardmember’s account information to help ensure relevance, accuracy and ease of use.”

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