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As reported in the January 30 edition of the Credit Union Times, the Aite Group consulting firm’s survey of larger credit unions entitled, “The Evolution of the Credit Union Market: A Survey of Credit Unions,” has generated a lot of talk and speculation. The survey’s finding that 33% of these credit unions say they plan to convert to the mutual savings bank charter has come as a big surprise to many industry watchers. Applying these survey findings to the total number of credit unions over $100 million in assets suggests that as many as 400 institutions may convert charters. By any measure, that’s significant.

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