MEMPHIS, Tenn. — The account opening and funding tools from uMonitor are now being marketed in combination with risk-decisioning technology from Equifax.

The combined offering to credit unions and banks uses a new interface to deploy automated account opening and funding through online and branch delivery channels.

The new interface combines identity verification and authentication capabilities with an instant prescreen and cross-sell scoring matrix that allows credit unions to offer members appropriate products and services, the companies said.

“Flexibility and efficiency are critical for banks and credit unions looking to streamline processes and transform the way they do business in today's credit economy,” said Rajib Roy, president of Equifax Enabling Technologies in Atlanta. “Working with uMonitor, we can provide customers with even more flexibility by giving them access to an integrated solution to make better, real-time account and risk decisions.”

–[email protected]