The first quarter’s largest mergers were:

The $684 million Jefferson Financial Federal Credit Union in Metairie, La., with the $4.3 billion Keesler Federal Credit Union in Biloxi, Miss. (Member vote: May 21).
The $593 million Missouri Credit Union in Columbia into the $741 million River Region Community Federal Credit Union in Jefferson City. (Approved by MCU members on March 27).
The $122 million Catholic Vantage Financial Credit Union in Livonia, Mich., with the $923 million Christian Financial Credit Union in Sterling Heights, Mich. (Member vote: May 6).

Credit unions consolidated for poor financial condition were:

The $14.4 million Living in Fulfillment Every Day Federal Credit Union in Cross Roads, Texas into the $6.1 billion Tinker Federal Credit Union in Oklahoma City. Living in Fulfillment Every Day posted a Q4 2024 loss of $951,360 and a Q1 2025 loss of $230,696, according to NCUA financial performance reports.
The $5.2 million Eastern Kentucky Federal Credit Union in Prestonsburg, Ky., with the $2.5 billion Commonwealth Federal Credit Union in Frankfort, Ky.
The $373,413 Atlas Credit Union in Hannibal, Mo., into the $8.3 million Community First Credit Union also based in Hannibal.

Credit unions merged for their inability to find new leaders:

The $36.6 million Public Employees Credit Union in Waterloo, Iowa with the $812 million Community Choice Credit Union in Johnston, Iowa.
The $25.7 million United Cities Credit Union in Newark, N.J., into the $234 million North Jersey Federal Credit Union in Totowa, N.J.
The $452,358 Ann Arbor Postal Credit Union in Milan, Mich., with the $1.3 billion University of Michigan Credit Union in Ann Arbor, Mich.

The reason for the Missouri CU consolidation with River Region Community was “conversion to or merger with a federal credit union,” according to the NCUA’s Q1 Merger Activity and Insurance Report.

Instant Insights /

NCUA Approves 35 Credit Union Mergers During 2025’s First Quarter

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