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The year 2007 was different for everyone in the mortgage industry. Much has already been reported in the media, but there is probably a lot more that could have–and should have–been said.

Central States Mortgage, a CUSO owned by 25 credit unions in Wisconsin and Illinois, survived 2007. The company faced challenges never experienced in our 24-year history, but we feel we are poised for an exciting 2008. Real estate cycles may come and go, and there can be some wild swings, but there is always a center; there must always be a balance. The trouble is, sometimes it’s hard to see that balancing for the natural thing it is when attention is being drawn to the fringes so often.

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