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ALEXANDRIA, Va. — Taking advantage of the current holiday season, NCUA Board Chairman JoAnn Johnson has taken the somewhat unusual step of addressing consumers directly about their use of credit cards and card safety.

“As a member of President Bush’s Financial Literacy and Education Commission, I recognize the importance of encouraging good, common sense habits when it comes to using credit cards. These are valuable instruments that give consumers more flexibility when it comes to making purchases, but they also carry with them responsibilities that consumers should be aware of, particularly in preventing identity theft,” said Johnson.

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