I take the optimistic view for credit unions in 2008.

As once said by Gen. Colin Powell, former secretary of state (and the keynote speaker at the 2008 GAC, March 2-6 in Washington), "perpetual optimism is a force multiplier." In short, being optimistic gives credit unions more power.

And credit unions have much to be optimistic about. With now more than 90 million members on their membership rolls, a track record of safety and soundness during the subprime meltdown that is the envy of other financials and with political acuity that is growing into a respected national powerhouse, credit unions are poised to enter 2008 with much going on their side.

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