FAIRBORN, Ohio — With Ohio heading the list of states with the highest foreclosures, the $1.26 billion Wright-Patt Credit Union said last week it is pushing ahead with new referral and counseling programs to assist stressed homeowners.

"It is imperative on this issue we be out front with our members which is one reason we've teamed up with a nonprofit agency working closely with the public," explained Tim Mislansky, senior vice president, describing a linkup with the Home Ownership Center of Greater Dayton.

While Wright-Patt has focused on building a volume of first-time mortgages, the CU is now co-operating on referrals with the nonprofit Home Ownership to assist beleaguered borrowers unable to make ARMs payments or facing economic difficulties.

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