SAN JOSE, Calif. — Small businesses in the Bay Area now have another choice for their business banking needs through Valley Credit Union.

The $300 million Valley CU is now offering a business share account that earns dividends on balances of $300 or more, a business money market that offers tiered-rate earnings on balances of $2,500 or more, and a business checking account that eliminates opening balance requirements while offering free online banking in addition to other amenities.

“Our number one goal is to help our members with financial needs,” said Derrick Fortier, assistant vice president of operations at Valley CU. “So when we noticed a prevalence of small business owners within our membership who were dissatisfied with the business banking services they were using at other financial institutions, we decided to develop a suite of products designed to fit their unique needs.”

Valley CU serves more than 30,000 members in Santa Clara, Alameda and Contra Costa counties.