MAPLE GROVE, Minn. — TopLine Federal Credit Union is challenging local consumers to get better rates on credit.

In the TopLine Lower My Rate! Challenge any consumer with a car loan, credit card, home equity or other loan can contact TopLine by phone or online and the credit union will determine whether they can provide a better loan with a lower rate and payment.

For every percent of interest TopLine saves consumers, they are donating $1 to Bridging, Inc., a Minnesota nonprofit whose mission is to help Minnesota families in transition with quality furniture and household items.

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