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SAN DIEGO — In the nearly 10 years it has been offering business services and loans, North Island Credit Union has earned a reputation in the community for being a hands-on innovator taking pride in its ability to make home-grown decisions. With the department’s staff having a combined 238 years of business lending experience, being the first credit union in San Diego to become a Small Business Administration Preferred Lender, moving to a state charter, and a system conversion in 2001, North Island has built its business services methodically and through old-fashioned “good word of mouth.”

“The first ingredient is the people we have on board,” said Jeff Stone, executive vice president of business services at North Island on the credit union’s successes. “We didn’t try to do everything at once. We did it gradually.”

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