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ALBANY, N.Y. — Hudson River Community Credit Union CEO Susan Commanda told several committees of the New York Assembly that credit unions work to keep the costs of their credit card offerings low for their members.

“There has never been a need for credit unions to engage in any of the abusive credit card practices discussed here today as they would prove detrimental to their member/owner’s financial well-being,” Commanda testified last month. She also focused on explaining how credit union employees and volunteers work one-on-one to assist members buried in credit card debt get back on track and educate them to make sound financial decisions in the future.

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