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SAN DIEGO — A benefits roundtable at CUNA’s HR/TD Council Summit revealed a unique benefits program in place at Colorado State Employees Credit Union. In an effort to control benefit costs, CSECU is facilitating a program that shares the ownership of cost control with employees.

The $700 million institution gives each of its 210 employees a monthly stipend for benefits, and allows them to choose which benefits to spend the money on. Leftover monies are either applied toward a 401K or other retirement plan, or taxed and paid directly to the employee.

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