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SAGINAW and CLARE, Mich. — Looking to offer more products and services to members, Wanigas Federal Credit Union and Central Michigan Community Federal Credit Union have begun discussions on a possible merger.

The $232 million Wanigas FCU is a community chartered credit union covering Saginaw, Bay, Midland, Gratiot, and Tuscola counties and serving more than 27,000 members. The $71 million Central Michigan Community FCU is also a community chartered credit union covering Clare, Gladwin, Isabella, Osceola counties and Warren Township of Midland County and serving more than 12,000 members.

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