WESTMINSTER, Mass. — The membership of Crobank Credit Union has voted to merge with and into Fitchburg-based Workers' Credit Union. The merger will result in additional products and services for Crobank's 179 members, which include an expanded ATM network, insurance and investment services and a wide variety of business products and services. Workers' currently serves 62,000 members and has over $535 million in assets. The board of directors and the membership of both organizations have approved the merger and it anticipates the deal will be official November 30th after final regulatory review. It's becoming increasingly difficult for smaller credit unions to keep pace with changes in technology and regulatory issues, said Joseph Kinney president and chairman of the $725,000 Crobank CU. "This merger will allow us to meet the financial needs of our members with products and services like online banking and an extensive branch network," Kinney added. "One of the key benefits of merging is to enhance the value of being a credit union member. We will be able provide Crobank members new products and services with outstanding customer service," said Frederick D. Healey, president/CEO of Workers' Credit Union.