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For all of the great new ideas and initiatives credit unions and credit union organizations come up with, they also produce their share of duds.

Credit union leaders need to understand that if handled correctly duds are OK! We all have them! Duds may be too strong a term for what really happens in many cases. There are plenty of great ideas, concepts, products and organizations that start out very promising, but because of changes in the marketplace, they become irrelevant. One of the best traits of a good leader is knowing when something has failed and when it is time to pull the proverbial plug.

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