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Borrowing an infamous closing line from acclaimed broadcast journalist Edward R. Murrow seemed an appropriate beginning for sharing my personal opinions with you.

Good night, because most, (but not all), small to mid-sized credit unions have fallen asleep in a dream world where status quo has become the order of the day. I watch with concerned bewilderment as one after another of my peers are taken over by their larger credit union competitors. I love credit unions and all the values we are supposed to stand for! But, like flames in a sea of candles, one by one we are beginning to flicker and burn out. Sad, it is, because it doesn’t have to happen.

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