As a new member of the NCUA Board, I understand that every word I speak will be scrutinized for its meaning. That is why I am compelled to correct what I believe to be a misunderstanding of my position as characterized in a June 14 article entitled, "NCUA Copes with Heavy Congressional Criticism, Ongoing Banker Attacks, and Even CU Trade Association Complaints."

In discussing various levels of recent criticism aimed at the NCUA, the article quotes me as saying, "The bigger credit unions call attention to themselves and get the attention of the legislators as well as the bankers." I can assure you that I did not say that. I would never suggest that credit unions of a certain size are the source of challenges to credit union operations. Rather, I am a firm believer that regardless of size, all credit unions share the same structure and the same mission. What I have said, however, is that as credit unions grow, along with membership and assets, they become more visible and draw more attention than in the past when they were seen as "Mom and Pop" shops. This is indisputable, but is very different in meaning from the quote incorrectly attributed to me in the above referenced article. I would also like to think that credit unions of all sizes and types are drawing attention to themselves as a result of providing their members and communities with outstanding service. As a regulator, it would be unwise of me to single out a segment of the system in a way that would be divisive. Instead, my role is to strive to create an environment where all credit unions can thrive, while preserving a safe and strong insurance system to protect their members. Gigi Hyland Board Member NCUA Alexandria, Va.