ARLINGTON, Va.-NAFCU has posted a new risk-weighted net worth calculator on its Web site (www.nafcu.org) to help all credit unions to forecast long-term net worth. Chief Economist Tun Wai explained that the new calculator will enable credit unions to estimate the change in its risk-weighted net worth over five years based on a credit union's average risk weight. It will really help them look into all the “what if” scenarios. To use the calculator, enter the credit union's current net worth ratio, asset growth, return on assets and average risk weight. “This calculator is an excellent tool for planning sessions that credit unions undertake each year,” Wai said. “Using the average risk-based calculator should raise important issues that will allow credit unions to understand and manage their capital levels in an efficient manner.” The calculator produces the five-year net worth ratio that the credit union may expect, however, it is based on a constant asset growth pattern and a consistent return on assets.