PHOENIX – Arizona Federal Credit Union has returned $2.7 million to its members in the form of an additional $15 dividend deposit. The $15 dividend deposit in each member's account represents a return of earnings for members utilizing the services of the credit union. “When someone establishes an account at Arizona Federal, they don't just become a member – they become an owner in the credit union,” said Arizona Federal CU President/CEO Ron Westad. “This $15 dividend is a return for our members' commitment to and participation in their organization. Our ongoing commitment is to provide value to our members by translating our financial cooperative structure and not-for-profit status to the financial advantage of each individual that utilizes the services of the credit union.”