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In this final issue of 2004, Credit Union Times looks back on the major news stories of the year. Some stories are still unresolved, like the labor dispute at CUNA Mutual and the Utah banker lawsuit, while others appear to have played themselves out, such as the failed bank conversion attempt by Columbia Credit Union and the failed merger of Portland Teachers CU and Oregon Community CU. On pages 18-43, readers will find comprehensive coverage of the important credit union news stories of ’04. Also, on page 10, leaders of CUNA, NAFCU, NASCUS and NCUA reflect on their organizations’ ’04 achievements.

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