PURCHASE, N.Y. – MasterCard has added two rewards programs and employee incentives to help it continue to build its business debit card product. The two new rewards programs will let small business debit card users earn points toward rewards with their card use and offer a cash incentive for activating the debit card. The employee incentive effort will reward MasterCard Member employees who secure business debit card accounts. Sixty "principal issuers" offer the card now, MasterCard said. According to MasterCard's research, 99% of small businesses have checking accounts, but only 13% use a debit business card.