BIDDEFORD, Me. -The more than 14,000 members of St. Joseph's Credit Union who are interested in applying to the credit union for a mortgage can now file an application 24/7 and get almost instant approval – without ever speaking to a loan officer – by accessing MortgageClickT from the credit union's Web site. MortgageClick is the online mortgage origination and approval solution powered by Prime Alliance Solutions, a CUSO formed by Boeing Employees CU, Dexma and Fannie Mae. Branded by Members Mortgage as MortgageClickT for the New England market, the technology allows members to research online for loan options, apply for a mortgage and receive an approval letter quickly. Members Mortgage purchased the Prime Alliance solution in late 2002. In June, the company completed converting its credit union clients to the system. In addition to St. Joseph's CU, MortgageClick is being offered to members of three credit unions in Massachusetts, two in Connecticut, and one other CU in Maine. Members Mortgage provides primary financial services to more than 100 credit unions throughout New England.