"There is no Muslim Pope." Kelly Morris, credit union consultant based in Beltsville, Md on why there is no single guidebook as to what products and services an Islamic credit union could offer and which it could not. "Many of you may have `at will employment…' Well, that changes with USERRA. If a person has served in the military from 31 to 180 days, they can only be fired for cause for the next six months after they return. And if they've served for more than 180 days…they've got that protection for up to a year. So you do not have an at will relationship with these people for those time periods and you cannot retaliate against them for exercising USERRA rights."- Karen Saul, shareholder in the law firm of Farleigh, Wada & Witt, P.C., discussing military service personnel's rights under the Uniformed Services Employment and Reemployment Rights Act in the workplace after returning from active duty during a CUNA-sponsored audioconference. "We oppose taxation of credit unions at any level. We'll say that right off the bat."- NAFCU Director of Legislative and Political Affairs Brad Thaler regarding taxation attempts in various states this year.