WATERLOO, Iowa – John Deere Community Credit Union is doing its part for troops by offering a reduced interest rate of 4% APR on existing consumer loans. Anyone on active duty including the National Guard, Reserves, Army, Navy, Air Force, Marine Corps, and Coast Guard is eligible for an interest rate reduction on existing loans (real estate loans sold to a second party are excluded) under the Soldiers’ and Sailors’ Civil Relief Act. Under the provisions of SSCRA creditors may not charge an interest rate of higher than 6% APR to active military personnel.