LATHAM, N.Y. – Beginning this year, Cap Com Financial Services, a wholly-owned CUSO of Cap Com FCU, is expanding its insurance product line to include low-cost term life, long term care, critical illness and disability insurance. The CUSO also offers income tax preparation, retirement planning, and estate planning. In related news, Herb Warden has joined Cap Com as an insurance advisor. He has more than 21 years of experience in the financial services industry and has spent the pat 18 years as a self employed insurance/investment agent. He's provided Cap Com clients with insurance advice as a consultant for the past two years. Prior to that, he worked for Prudential Insurance as a sales manager. Warden holds NASD Series 6 and Series 63 licensees through Linsco Private Ledger.