FLINT, Mich. – Just because most of the major auto manufacturers discontinued their zero percent auto financing promotions by year's end 2001 doesn't mean credit unions should stop educating members about the hidden costs and misinformation about these so-called deals.

"It may not be right away, but we'll probably see the dealers zero percent offers again in the spring or fall when they want to move inventory again to make room for 2003 models," said Security Federal Credit Union Operations Manager John Sayer.

That why SFCU is continuing to get the word out to members and to educate its staff to be able to present to members all the options and costs involved with dealers' zero percent financing promotions.