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WASHINGTON - As part of its continuing effort to enable more Latinos and African Americans to become homeowners, Freddie Mac has launched a new campaign targeted at debunking common misconceptions about homeowners which the housing Government Sponsored Enterprise says are stopping financially able families from even considering buying a home....

SAN FRANCISCO - Visa USA had begun taking steps to try to fight its way in to the utility payments market, a space in which consumers are quickly moving away from using checks but where many consumers have not yet settled on another favored payment method. Visa has also been...

How can credit unions enjoy the greatest benefits from Check 21? That's the question facing our industry now that Oct. 28 has come and gone. Last summer, hardware manufacturers, image exchange networks and service bureaus flooded the media with visions of the future. Seminars explained substitute checks and expedited re-crediting,...

WASHINGTON - Home-based businesses and "university spin-offs" were some of the fastest growing and best known small businesses in 2003. According to a just-released federal government study from the Office of Advocacy of the U.S. Small Business Administration titled The Small Business Economy, 2004, small businesses led the way in...

CANTON, Ohio - Diebold Inc, one of the two leading manufacturers of ATMs in the U.S., has announced the production of an ATM that it said should appeal to smaller banks and credit unions. The Opteva 500 has been created with a "small footprint," according to Diebold, that makes it...

WOBURN, Mass. - MortgageClick, a provider of lending technology to credit unions, now supports the MyCommunityMortgage suite of products from Fannie Mae, the company says. MortgageClick uses a Web-based platform from the Prime Alliance CUSO to streamline online mortgage applications and now will be able to serve more consumers "who...

ANCHORAGE, Alaska - Financial institutions, including credit unions, may soon be mentally filing AED in their lists of acronyms between ACH and ATM. Automated external defibrillators, or AEDs, are designed to help laymen save lives in case of sudden cardiac arrest. They're equipped with instructions and voice prompts to lead...

SAN DIEGO - San Diego Metropolitan Credit Union has its members not only talking up the credit union experience but also encouraging new members to join. Playing up the idea that the best advertising is by "word of mouth," the $305 million credit union has launched a member referral program...