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Guidelines aim to reduce the incidence of ACH transactions that result in exceptions and returns.

Younger consumers continue to have lower debt levels.

Younger consumers continue to have lower debt levels.

New NCUA board member says he looks forward to addressing the challenges facing the credit union industry.

Latest charges allege Ohio men embezzled $1.9 million that led to the credit unions collapse.

Program is part of the bureaus Know Before You Owe mortgage initiative.