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Association cites 2011-2012 numbers, says "flight to safety" a factor, as well as move to credit unions in general.

Feb. 21 day-long session also can be attended online live or accessed later.

Feb. 21 day-long session also can be attended online live or accessed later.

Feb. 1 for ducats by snail mail or fax; online until Feb. 15.

Feb. 1 for ducats by snail mail or fax; online until Feb. 15.

One CEO's 13-year-old daughter garners more than $5,000 in letter-writing effort.