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About The Author
Dan Ruppe

CONNECT WITH THIS AUTHOR
Expert Opinion

Proposed Credit Card Competition Act Will Negatively Impact Credit Cardholders

October 27, 2023

The legislation will also hurt small FIs like CUs the most, limiting their ability to even offer members a credit card.


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Resources

Market Study: The Application and Consumer Perception of Artificial Intelligence in Banking link

Alkami

From Alkami

This comprehensive market study dives deep into the contrasting views between financial institutions and account holders, offering critical insights that can drive your credit union's strategic decisions.

Download Resource
5 Steps to Banking App Success link

Elan Credit Card

From Elan Credit Card

Did you know that nearly three-quarters of all banking interactions now happen through digital channels? A well-designed mobile banking app is no longer optional -- it’s essential.

Download Resource
The 2025 Digital Banking Performance Metrics Report link

Alkami

From Alkami

What’s going on in digital banking? This sixth edition report explores KPIs and metrics to gauge your credit union’s progress, effectiveness, and efficiency in digital banking services.

Download Resource
Speed Item Processing, Lower Costs, and Mitigate Fraud link

Alogent

From Alogent

Discover a better way to manage deposits from all channels--faster, more cost-effective, and fraud-resilient. This quick-read infographic shows how credit unions can streamline operations, reduce software maintenance, and protect against check fraud using modern automation and a single platform.

Download Resource
Stop Fraud in Its Tracks: Mitigate Check Fraud at the Point of Presentment link

Alogent

From Alogent

Check fraud is skyrocketing--and it’s hitting credit unions hard. This infographic outlines actionable strategies to detect and stop fraud at the moment of deposit, across all channels.

Download Resource
8 Tips to Reduce Fraud at Credit Unions link

Melissa

From Melissa

Is fraud threatening your credit union? Discover actionable tips to safeguard systems, data, and trust. Learn fraud prevention strategies now.

Download Resource
Stemming the Tide on the New Era of Fraud link

Melissa

From Melissa

As credit union membership increases across the nation fraud is happening more often with increasing costs. To strengthen your CU’s defenses discover five critical capabilities you should understand to ensure your fraud solution closes security gaps.

Download Resource
The Complete Guide to Powering Deposit Growth: 3 Strategies To Transform Your Digital Banking Experience link

Blend

From Blend

With more digital challengers on the rise, credit unions face increased pressure to attract and retain loyal customers. To stay competitive, it’s vital to streamline account opening processes and enhance digital banking experiences. This guide explores three key strategies to drive deposit growth and customer retention.

Download Resource
The Layered Approach to Payments Fraud: Protecting the Credit Union While Galvanizing Member Trust link

Velera

From Velera

Fraud is evolving, and so should your strategy. This guide explores how a multi-layered fraud mitigation approach can help credit unions proactively prevent payments fraud, safeguard members, and strengthen trust--all while streamlining fraud detection.

Download Resource
A Guide to Efficient Exception Tracking for Credit Unions link

Alogent

From Alogent

This eBook offers some best practices for efficient exception tracking along with basic definitions.

Download Resource
The Future of Content Management in Banking: Why a Person-Centric Approach Is a Game-Changer for Credit Unions link

Alogent

From Alogent

Credit unions thrive on member relationships, but outdated systems and processes often get in the way. This white paper explores the benefits of a person-centric approach and how it can help your organization thrive.

Download Resource
The Benefits of Comprehensive Lockbox Services link

Alogent

From Alogent

Streamline receivables, reduce manual tasks, and improve cash flow with advanced lockbox solutions tailored for your credit union’s needs - inclusive of paper and electronic workflows.

Download Resource
5 Evolving Attack Methods in Credit Card Fraud link

Elan Credit Card

From Elan Credit Card

Social media scams, phishing, and telephone-oriented attack delivery are a few of the increasingly sophisticated attack methods by cybercriminals. Learn more about these evolving techniques and how to protect your members.

Download Resource
Consumers' Financial Health and Spending Priorities Guide Credit Card Choices link

Elan Credit Card

From Elan Credit Card

Unlock insights into the spending habits and motivations of new cardholders! Explore why so many chose general-purpose credit cards and what this trend means for industry leaders.

Download Resource
Supercharge Your Credit Card Program link

Elan Credit Card

From Elan Credit Card

Struggling to keep your credit card program profitable? Discover why many leaders are turning to the agent issuing model.

Download Resource
Insourcing vs. Outsourcing: Top 3 Questions to Ask link

Elan Credit Card

From Elan Credit Card

Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.

Download Resource
Past, Present, Future: Technology in Payments link

Elan Credit Card

From Elan Credit Card

As quickly as technology advances, so do the expectations of your members. Learn what digital capabilities and solutions are trending, how much credit unions are investing, and what’s next in payments innovation.

Download Resource
New Report: The Role of Strategic Partnerships in Consumer Credit Cards link

Elan Credit Card

From Elan Credit Card

Consumers with general-use credit cards average 37% higher monthly spend than those with co-branded cards. Learn more preferences, habits, and trends in this new report from Elan Credit Card and PYMNTS Intelligence.

Download Resource
Optimizing Your Credit Card Rewards Program link

Elan Credit Card

From Elan Credit Card

Struggling to find the balance between an appealing credit card rewards program and the cost of managing it? These consumer trends and industry perspectives will help guide your credit union to building a viable program in 2025.

Download Resource
FASTdocs: Revolutionizing Information Management at Banks and Credit Unions link

Alogent

From Alogent

Managing growing volumes of digital and physical information is becoming more of a challenge for credit unions. Discover a solution that simplifies workflows, ensures compliance, and enhances service delivery. Learn how to increase efficiency, secure data, and improve member experiences.

Download Resource
The Psychology of Payments: Understanding Your Member's Mindset To Achieve Long-term Growth link

Velera

From Velera

Members make payment decisions based on more than just convenience--psychological factors play a crucial role. Learn how to align your credit union’s strategies with member mindsets to enhance engagement, encourage loyalty, and drive sustainable growth. Discover key insights from new research that can help you connect with members in more meaningful ways.

Download Resource
The 2025 Digital Banking Playbook link

Alkami

From Alkami

The future of banking demands more than innovation--it requires actionable strategies. This 2025 playbook outlines 3 key strategies your credit union must adopt to thrive.

Download Resource
Business Banking Digital Maturity Model link

Alkami

From Alkami

Packed with data, insights and actionable strategies, this report outlines how your credit union can accelerate digital transformation initiatives in business banking to maintain market share in the increasingly competitive sector.

Download Resource
Market Study: The Application and Consumer Perception of Artificial Intelligence in Banking link

Alkami

From Alkami

This comprehensive market study dives deep into the contrasting views between financial institutions and account holders, offering critical insights that can drive your credit union's strategic decisions.

Download Resource
5 Steps to Banking App Success link

Elan Credit Card

From Elan Credit Card

Did you know that nearly three-quarters of all banking interactions now happen through digital channels? A well-designed mobile banking app is no longer optional -- it’s essential.

Download Resource
The 2025 Digital Banking Performance Metrics Report link

Alkami

From Alkami

What’s going on in digital banking? This sixth edition report explores KPIs and metrics to gauge your credit union’s progress, effectiveness, and efficiency in digital banking services.

Download Resource
Speed Item Processing, Lower Costs, and Mitigate Fraud link

Alogent

From Alogent

Discover a better way to manage deposits from all channels--faster, more cost-effective, and fraud-resilient. This quick-read infographic shows how credit unions can streamline operations, reduce software maintenance, and protect against check fraud using modern automation and a single platform.

Download Resource
Stop Fraud in Its Tracks: Mitigate Check Fraud at the Point of Presentment link

Alogent

From Alogent

Check fraud is skyrocketing--and it’s hitting credit unions hard. This infographic outlines actionable strategies to detect and stop fraud at the moment of deposit, across all channels.

Download Resource
8 Tips to Reduce Fraud at Credit Unions link

Melissa

From Melissa

Is fraud threatening your credit union? Discover actionable tips to safeguard systems, data, and trust. Learn fraud prevention strategies now.

Download Resource
Stemming the Tide on the New Era of Fraud link

Melissa

From Melissa

As credit union membership increases across the nation fraud is happening more often with increasing costs. To strengthen your CU’s defenses discover five critical capabilities you should understand to ensure your fraud solution closes security gaps.

Download Resource
The Complete Guide to Powering Deposit Growth: 3 Strategies To Transform Your Digital Banking Experience link

Blend

From Blend

With more digital challengers on the rise, credit unions face increased pressure to attract and retain loyal customers. To stay competitive, it’s vital to streamline account opening processes and enhance digital banking experiences. This guide explores three key strategies to drive deposit growth and customer retention.

Download Resource
The Layered Approach to Payments Fraud: Protecting the Credit Union While Galvanizing Member Trust link

Velera

From Velera

Fraud is evolving, and so should your strategy. This guide explores how a multi-layered fraud mitigation approach can help credit unions proactively prevent payments fraud, safeguard members, and strengthen trust--all while streamlining fraud detection.

Download Resource
A Guide to Efficient Exception Tracking for Credit Unions link

Alogent

From Alogent

This eBook offers some best practices for efficient exception tracking along with basic definitions.

Download Resource
The Future of Content Management in Banking: Why a Person-Centric Approach Is a Game-Changer for Credit Unions link

Alogent

From Alogent

Credit unions thrive on member relationships, but outdated systems and processes often get in the way. This white paper explores the benefits of a person-centric approach and how it can help your organization thrive.

Download Resource
The Benefits of Comprehensive Lockbox Services link

Alogent

From Alogent

Streamline receivables, reduce manual tasks, and improve cash flow with advanced lockbox solutions tailored for your credit union’s needs - inclusive of paper and electronic workflows.

Download Resource
5 Evolving Attack Methods in Credit Card Fraud link

Elan Credit Card

From Elan Credit Card

Social media scams, phishing, and telephone-oriented attack delivery are a few of the increasingly sophisticated attack methods by cybercriminals. Learn more about these evolving techniques and how to protect your members.

Download Resource
Consumers' Financial Health and Spending Priorities Guide Credit Card Choices link

Elan Credit Card

From Elan Credit Card

Unlock insights into the spending habits and motivations of new cardholders! Explore why so many chose general-purpose credit cards and what this trend means for industry leaders.

Download Resource
Supercharge Your Credit Card Program link

Elan Credit Card

From Elan Credit Card

Struggling to keep your credit card program profitable? Discover why many leaders are turning to the agent issuing model.

Download Resource
Insourcing vs. Outsourcing: Top 3 Questions to Ask link

Elan Credit Card

From Elan Credit Card

Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.

Download Resource
Past, Present, Future: Technology in Payments link

Elan Credit Card

From Elan Credit Card

As quickly as technology advances, so do the expectations of your members. Learn what digital capabilities and solutions are trending, how much credit unions are investing, and what’s next in payments innovation.

Download Resource
New Report: The Role of Strategic Partnerships in Consumer Credit Cards link

Elan Credit Card

From Elan Credit Card

Consumers with general-use credit cards average 37% higher monthly spend than those with co-branded cards. Learn more preferences, habits, and trends in this new report from Elan Credit Card and PYMNTS Intelligence.

Download Resource
Optimizing Your Credit Card Rewards Program link

Elan Credit Card

From Elan Credit Card

Struggling to find the balance between an appealing credit card rewards program and the cost of managing it? These consumer trends and industry perspectives will help guide your credit union to building a viable program in 2025.

Download Resource
FASTdocs: Revolutionizing Information Management at Banks and Credit Unions link

Alogent

From Alogent

Managing growing volumes of digital and physical information is becoming more of a challenge for credit unions. Discover a solution that simplifies workflows, ensures compliance, and enhances service delivery. Learn how to increase efficiency, secure data, and improve member experiences.

Download Resource
The Psychology of Payments: Understanding Your Member's Mindset To Achieve Long-term Growth link

Velera

From Velera

Members make payment decisions based on more than just convenience--psychological factors play a crucial role. Learn how to align your credit union’s strategies with member mindsets to enhance engagement, encourage loyalty, and drive sustainable growth. Discover key insights from new research that can help you connect with members in more meaningful ways.

Download Resource
The 2025 Digital Banking Playbook link

Alkami

From Alkami

The future of banking demands more than innovation--it requires actionable strategies. This 2025 playbook outlines 3 key strategies your credit union must adopt to thrive.

Download Resource
Business Banking Digital Maturity Model link

Alkami

From Alkami

Packed with data, insights and actionable strategies, this report outlines how your credit union can accelerate digital transformation initiatives in business banking to maintain market share in the increasingly competitive sector.

Download Resource
Market Study: The Application and Consumer Perception of Artificial Intelligence in Banking link

Alkami

From Alkami

This comprehensive market study dives deep into the contrasting views between financial institutions and account holders, offering critical insights that can drive your credit union's strategic decisions.

Download Resource
Browse More Resources →
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