{
  "author": {
    "name": "Christopher Maloney",
    "webUrl": "/author/profile/christopher-maloney/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 10,
    "social": [],
    "articles": [
      {
        "uri": "/2020/10/15/mortgage-credit-for-some-americans-drying-up-amid-supply-deluge/",
        "title": "Mortgage Credit for Some Americans Drying Up Amid Supply Deluge",
        "byline": "Christopher Maloney",
        "kicker": "Analysis",
        "prettyDate": "October 15, 2020",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "The MBA's index of housing credit availability drops in September to the lowest since February 2014.",
        "body": null
      },
      {
        "uri": "/2020/02/04/easy-online-mortgage-refinancing-wont-hurt-the-mbs-market/",
        "title": "Easy Online Mortgage Refinancing Won't Hurt the MBS Market",
        "byline": "Christopher Maloney",
        "kicker": "News",
        "prettyDate": "February 04, 2020",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Fannie Mae's former CEO is launching a new online platform for making loans.",
        "body": null
      },
      {
        "uri": "/2020/01/30/home-loan-rate-at-lowest-since-september-pressures-mortgages/",
        "title": "Home Loan Rate, Lowest Since September, Pressures Mortgages",
        "byline": "Christopher Maloney",
        "kicker": "News",
        "prettyDate": "January 30, 2020",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Lower mortgage rates combined with a higher refinance index indicates that prepayment speeds are likely to increase.",
        "body": null
      },
      {
        "uri": "/2019/06/28/mortgage-rate-dips-again-pointing-to-a-rise-in-refinancing-risk/",
        "title": "Mortgage Rate Dips Again, Pointing to a Rise in Refinancing Risk",
        "byline": "Christopher Maloney",
        "kicker": "Analysis",
        "prettyDate": "June 28, 2019",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "Applications to refinance home loans are close to their highest levels since November 2016.",
        "body": null
      },
      {
        "uri": "/2019/06/20/mortgage-refinancings-poised-to-speed-up/",
        "title": "Mortgage Refinancings Poised to Speed Up",
        "byline": "Christopher Maloney",
        "kicker": "Analysis",
        "prettyDate": "June 20, 2019",
        "timeToRead": "2 minute",
        "image": {
          "uri": "https://images.cutimes.com/contrib/content/uploads/sites/413/2018/11/users_iqjWHBFdfxIU_i3iq5s1hRsM4_v0_pi0TFsqn_N8siPbzgcJYQlLw_-1x-1-e1543354155627.jpg",
          "width": "620",
          "height": "413"
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "According to a new report by JPMorgan MBS strategists, August could see a 20% bump.",
        "body": null
      },
      {
        "uri": "/2019/05/30/a-4-trillion-plan-could-make-or-break-dreams-of-u-s-homebuyers/",
        "title": "A $4 Trillion Plan Could Make or Break Dreams of U.S. Homebuyers",
        "byline": "Christopher Maloney",
        "kicker": "Analysis",
        "prettyDate": "May 30, 2019",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "\"What are they trying to fix, exactly?\"",
        "body": null
      },
      {
        "uri": "/2019/05/09/mortgage-duration-drop-means-refinancing-concerns-are-back-again/",
        "title": "Mortgage Duration Drop Means Refinancing Concerns Are Back Again",
        "byline": "Christopher Maloney",
        "kicker": "Analysis",
        "prettyDate": "May 09, 2019",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [
          {
            "uri": "/analysis/",
            "sectionName": "Analysis"
          }
        ],
        "summary": "The most recent forecast calls for a 15% increase in prepayment speeds for May.",
        "body": null
      },
      {
        "uri": "/2019/02/07/subprime-lenders-deal-may-herald-more-bonds-with-100-apr-loans/",
        "title": "Subprime Lender's Deal May Herald More Bonds With 100%-APR Loans",
        "byline": "Adam Tempkin and Christopher Maloney",
        "kicker": "",
        "prettyDate": "February 07, 2019",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/adam-tempkin/",
            "name": "Adam Tempkin"
          },
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [],
        "summary": "The subprime consumer-loan industry may now get a boost under a proposed rule issued Feb. 6 by the CFPB.",
        "body": null
      },
      {
        "uri": "/2019/01/15/mortgage-market-weighs-fed-intentions-after-lackluster-2018/",
        "title": "Mortgage Market Weighs Fed Intentions After Lackluster 2018",
        "byline": "Christopher Maloney",
        "kicker": "",
        "prettyDate": "January 15, 2019",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [],
        "summary": "Rising mortgage rates have pushed home affordability to near its lowest level since 2008.",
        "body": null
      },
      {
        "uri": "/2018/11/27/battered-mortgage-sector-may-be-set-for-a-performance-turnaround/",
        "title": "Battered Mortgage Sector May Be Set for a Performance Turnaround",
        "byline": "Christopher Maloney",
        "kicker": "",
        "prettyDate": "November 27, 2018",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-maloney/",
            "name": "Christopher Maloney"
          }
        ],
        "kickerNode": [],
        "summary": "November is shaping up to be another poor month as it currently stands at -17 basis points.",
        "body": null
      }
    ]
  }
}