No, I am not talking about the 2003 movie starring Diane Keaton, Jack Nicholson and Keanu Reeves, although I love a good romantic comedy. I am talking about the automotive sales space where, I think we can all agree, something's got to give as concerns for lenders and consumers keep mounting, starting with soaring new and used car prices. In 2023, used cars averaged $28,381, a breathtaking 44% increase in just five years according to Edmunds. After hitting a low point in December 2021, interest rates have also skyrocketed. By September of 2023, rates on car loans had reached a historic 7.5%, further straining consumer's ability to buy and maintain their repayment schedule.