Graph showing core income rising for the top 10 credit unions in the fourth quarter of 2022

Rising interest margins allowed the nation's 10 largest credit unions to increase their earnings in the fourth quarter despite falling loan production and rising costs for payroll and loan loss provisions.

The Top 10 credit unions earned $1.1 billion in the three months ending Dec. 31, or an annualized 1.17% of their average assets for the quarter. ROA was up from 1.08% a year earlier and 0.95% in the third quarter.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

  • Critical information including comprehensive product and service provider listings via the Marketplace Directory, CU Careers, resources from industry leaders, webcasts, and breaking news, analysis and more with our informative Newsletters.
  • Exclusive discounts on ALM and CU Times events.
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Jim DuPlessis

A journalist for decades.