credit union fintech solutions Source: Zapp2Photo/Shutterstock.

Many banks and credit unions are seeing a shift in behavior as more consumers turn to fintechs and point of purchase lenders, instead of seeking these loans directly from a financial institution. Credit unions can use this as an opportunity to solve two important business challenges – first, how to deploy excess liquidity, and second, how to continue to grow the member base and loans by partnering with fintech firms and indirect lenders to originate new member loans.

Loan partnership programs can be a seemingly limitless growth driver or a compliance and resource nightmare. Below are some recommendations for creating a well-oiled loan growth engine at your credit union.

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