How Mispriced Loans Are Fueling a Liquidity Crisis

A disciplined approach to pricing loans is vital for the sustainability of your CU, especially amid potential recession worries.

By Travis Goodman | September 28, 2022 at 09:00 AM

Credit union leaders typically celebrate record loan volumes. However, when below market-rate loans are driving unprecedented growth in areas like indirect auto loans, it's time to recognize the reality that record volumes can be a very bad thing for cooperatives and the members who depend on them.

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Jovia Financial Launches Commercial Lending CUSO

By Natasha Chilingerian | May 08, 2024

The CUSO serves small financial institutions nationwide, with exclusive services for those in the New York City Metro area.

Jovia Financial Launches Commercial Lending CUSO

Credit Unions Still Gaining in Consumer Loans

By Jim DuPlessis | May 08, 2024

But the pace of balance growth is slowing for credit unions, and for all lenders auto loan growth is the slowest in years.

Credit Unions Still Gaining in Consumer Loans

Spending Spikes & Student Loan Debt Are Putting Retirement Savings at Risk

By Kristen Beckman | May 03, 2024

Employers can help employees save by automating and incentivizing emergency savings, but it's key to customize messaging that is unique to a specific employee demographic to increase the likelihood of them taking action.

Spending Spikes & Student Loan Debt Are Putting Retirement Savings at Risk

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