Credit unions are under constant pressure to prevent fraud, and the latest threat comes from the world of cryptocurrency and blockchain. For the newly initiated, crypto is digital currency designed to work as a medium of exchange – buying, selling and transferring – through a computer network. Crypto has been around for years and, despite recent news coverage to the contrary, it's not going away. In fact, consumer research conducted by Fiserv indicated that 61% of Gen Z and millennial survey respondents want their bank or credit union to hold cryptocurrency.