A hand pulling money out of an ATM. Source: Shutterstock.

On Tuesday, the Saint Paul, Minn.-based Affinity Plus Federal Credit Union became the first credit union in the state to both eliminate non-sufficient funds fees (NSFs) and reform charges for courtesy payment services, according to the credit union.

In a statement from Affinity Plus ($3.8 billion in assets, 233,963 members), the credit union dropped its $35 NSF fee and overdraft fees were reduced from $35 to $15. Members who qualify for the credit union’s courtesy pay will have their transaction processed without a fee if the negative balance is less than $100. A $15 fee will be charged for negative balances beyond $100.

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Michael Ogden

Editor-in-Chief for CU Times.

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