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The events of the past year have had a significant impact on how individuals, especially younger generations, approach their personal finances. According to a recent study from Next Caller, a Pindrop Company, 74% of Gen Zers and millennials say they are more interested in saving, investing and taking out loans than they were a year ago, perhaps signaling an ongoing trend of individuals jumping at the opportunity to take advantage of low interest rates, refinance opportunities and a booming housing market.

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