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Business growth concept. Vector of a business man hand with pot watering profitable money tree Source: Adobe Stock

Spring is here, Major League Baseball is in full swing and there’s a corollary for credit unions in the post-COVID business environment. An earnings “squeeze play” is on. The industry remains profitable, but exceptional deposit growth and diminished earnings are squeezing capital. This article discusses the earnings pressures credit unions face, their effect and expected duration and a potentially important financial tool that may well help your credit union alleviate capital stresses that inhibit growth.

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